PB Insights LLC ©

Terms And Conditions

Effective Date: November 1st, 2025

1. Use of the Service

1.1. Eligibility: You must be at least 13 years old to use this Service. By using the Service, you represent and warrant that you are of legal age and have the capacity to enter into these Terms.

2. User Content

2.1. Ownership: Any content you submit or upload to the Service, including text, images, videos, and other materials ("User Content"), remains your property. However, by submitting User Content, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, adapt, publish, and distribute your User Content for the purpose of providing the Service.

2.2. Prohibited Content: You agree not to upload or share User Content that is unlawful, defamatory, obscene, infringing on intellectual property rights, or otherwise objectionable.

3. Intellectual Property

3.1. Ownership: All content and materials on the Service, including but not limited to text, graphics, logos, trademarks, and software, are the property of mine or its licensors and are protected by copyright and other intellectual property laws.

3.2. Limited License: You are granted a limited, non-exclusive, non-transferable license to use the Service for its intended purpose only. This license does not permit you to copy, modify, distribute, or reverse engineer the Service.

4. Privacy

4.1. Privacy Policy: Your use of the Service is also governed by our Privacy Policy

5. Termination

5.1. Termination: We may terminate or suspend your access to the Service, with or without notice, for any reason, including a breach of these Terms.

6. Limitation of Liability

6.1. Disclaimer: The Service is provided on an "as-is" and "as-available" basis. We make no warranties, express or implied, regarding the accuracy, completeness, or availability of the Service.

6.2. Limitation of Liability: To the fullest extent permitted by applicable law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues.

7. Governing Law

7.1. Jurisdiction: These Terms are governed by and construed in accordance with the laws of my resident state.

8. Contact Us

8.1. Questions: If you have any questions about these Terms, please contact us directly at [email protected]